0:00intro facts title The scene opens with a bold, graphic title card. The background is a vibrant, textured red with subtle white specks, giving it a slightly distressed paper or wall appearance. At the top right corner, a small, stylized white 'A' logo is visible. The main text, in white sans-serif font, reads 'HERE ARE' at the top. Below it, the word 'FIVE' is prominently displayed in a large, bold, white sans-serif font, enclosed within a black rectangular box. As the scene progresses, the word 'FACTS' appears in white, sans-serif font, below 'FIVE', also within a white rectangular box. Finally, 'ABOUT THE FEDERAL' and 'STIMULUS PAYMENTS' appear below in a smaller, rustic-looking white serif font, with a slight texture. The overall color palette is striking with the dominant red, contrasted by white and black, creating an urgent and informative tone. The text animates into place, implying a structured presentation of information.
This scene displays the first fact on a clean white background with a subtle, fine speckled texture, mimicking recycled paper. A vibrant green, rectangular stamp-like graphic with a white checkmark inside and the word 'FACT' in bold white letters, rotates slightly and then settles at the top of the frame. Below this, large, dark gray, textured block letters appear, spelling out 'THE IRS WILL CONTINUE TO MAKE STIMULUS PAYMENTS THROUGHOUT 2020.'. The text is stark against the white background, emphasizing the information. The lighting is bright and even, creating a clear and straightforward presentation. The overall mood is informative and reassuring.
0:10person writing tax credit The scene features a close-up of a person's hands diligently writing on a document with a black pen. The document, which appears to be a form or report, has various lines and some color coding visible. The background is blurred, showing a window with soft, warm natural light coming through, suggesting an indoor setting like an office or home desk. A white ceramic mug is partially visible on the right side of the frame, also blurred. The hands are fair-skinned, wearing a dark watch on the left wrist. The lighting is soft and warm, highlighting the hands and the paper, creating a focused and somewhat tranquil atmosphere despite the task. A red text overlay at the bottom left reads 'IF YOU DON’T RECEIVE A PAYMENT OR YOUR PAYMENT IS THE WRONG AMOUNT...' which transitions to 'YOU CAN CLAIM THE MISSING MONEY AS A TAX CREDIT ON YOUR 2020 TAX RETURNS.'.
This scene is similar in style to the first fact card, presented on a textured white background with subtle speckles. A green rectangular stamp-like graphic with a white checkmark and the word 'FACT' in bold white letters is positioned at the top, slightly rotating. Below, prominent dark gray, textured block letters spell out the message: 'THE STIMULUS PAYMENT WILL NOT INCREASE YOUR TAXES.' The clear, bold typography and simple background emphasize the important information. The lighting is bright and uniform, maintaining an informative and reassuring tone.
0:25not taxable income text The scene displays a clean, minimalist design with a plain white background, lightly textured with subtle gray speckles. The center of the frame is dominated by large, bold, red three-dimensional block letters that read: 'IT IS NOT TAXABLE INCOME.' The red text stands out vibrantly against the white, drawing immediate attention to the statement. The font choice is impactful, and the slightly raised, embossed effect of the letters adds a subtle depth. The lighting is bright and even, contributing to the clear and direct communication of the message.
0:30phone scanning check The scene shows a close-up, slightly elevated shot of a person's hand holding a black smartphone over a paper stimulus check. The check, light green in color, features an illustration of the Statue of Liberty. The phone screen reflects the image of the check, indicating it's being used to scan or deposit it digitally. The background is a soft, muted blur, suggesting an indoor setting with diffused light. The hand holding the phone is fair-skinned. The lighting is bright and natural, casting soft shadows. A red text overlay appears at the bottom, stating: 'STIMULUS CHECKS WILL NEITHER REDUCE YOUR 2020 REFUND NOR INCREASE THE AMOUNT YOU OWE.' The focus is on the interaction between the physical check and the digital device.
The scene showcases another fact card with a textured white background, similar to previous ones. A green, rectangular stamp-like graphic with a white checkmark and the word 'FACT' in bold white text is prominently displayed at the top, with a subtle rotation. Below it, large, dark gray, textured block letters reveal the fact: 'YOU DO NOT HAVE TO FILE A TAX RETURN TO GET A STIMULUS PAYMENT.' The strong contrast of the dark text against the bright white background ensures readability, and the overall design reinforces a clear and informative tone.
0:42irs payment assurance text This scene features a white square with a textured, speckled appearance, centered against a background of alternating light green and white diagonal stripes. The main text in the center, rendered in dark gray sans-serif font, states: 'THE'. Below it, 'IRS' is highlighted in bright green, bold, capital letters with a slight 3D effect, suggesting a brand identity. The text continues below 'IRS': 'HAS ENSURED THAT PEOPLE WHO AREN’T REQUIRED TO FILE TAX RETURNS WILL RECEIVE PAYMENTS.' The color scheme is clean and modern, with the green accents adding a touch of freshness. The overall composition is balanced and professional, delivering important information in an easy-to-read format.
0:47overhead laptop typing The scene presents a high-angle, overhead shot of a person's hands typing on a silver laptop keyboard. The laptop is placed on a warm, dark wooden desk or table. To the left of the laptop, a white smartphone with a dark screen is visible, also lying flat. To the right, an orange ceramic mug filled with a dark beverage (presumably coffee) sits beside the laptop. The person's hands are fair-skinned, with a dark watch on the left wrist. The lighting is soft and even, creating a cozy yet productive atmosphere. A red text overlay at the bottom right reads 'VISIT IRS.GOV/EIP TO LEARN MORE.', directing viewers to a resource. The focus is on the activity of typing and the workspace.
The scene displays a fact card with a familiar textured white background. A green rectangular stamp-like graphic with a white checkmark and the word 'FACT' in bold white text is at the top, exhibiting a slight rotation. Below, prominent dark gray, textured block letters deliver the message: 'RELATIVES CANNOT KEEP STIMULUS PAYMENTS SENT TO DEAD PEOPLE.' The clear, high-contrast text against the white background makes the information easily readable. The visual consistency with previous fact cards maintains the informative tone of the video.
0:59applying stamp to envelope The scene shows a close-up of a person's fingers carefully applying a stamp to a white envelope. The envelope has a distinct blue and red striped border, commonly associated with airmail or international mail. The stamp, featuring a detailed illustration, is being pressed onto the top right corner of the envelope. In the blurred background, another similar envelope is visible on a warm, wooden surface. The person's fingers are fair-skinned. The lighting is bright and focused on the hands and the envelope, creating a clear view of the action. A red text overlay at the bottom reads: 'THE IRS ANNOUNCED THAT STIMULUS MONEY SENT TO THE DEAD MUST BE RETURNED TO THE GOVERNMENT.'
The scene features another fact card, consistent with the video's style. It has a speckled white background, and at the top, the green rectangular 'FACT' stamp with a white checkmark is animated slightly. Below, large, dark gray, textured block letters display the final fact: 'YOU CAN STILL RECEIVE A STIMULUS PAYMENT WITHOUT A BANK ACCOUNT.' The text is highly readable due to its size and contrast against the bright white background. The overall presentation remains clean, informative, and direct.
1:10payment distribution text The scene presents a white square with a textured, speckled surface, framed against a background of alternating light green and white diagonal stripes. The central text is prominent, with the phrases 'PAYMENTS ARE BEING DISTRIBUTED BY' and 'IN ADDITION TO DIRECT DEPOSIT.' in dark gray sans-serif font. The key phrases 'PAPER CHECKS' and 'PREPAID DEBIT CARDS' are highlighted in a bright orange, textured, and slightly 3D block font, drawing attention to these alternative payment methods. The color palette of green, white, gray, and orange is clean and modern, and the text layout is clear and easy to follow, reinforcing an informative message.
1:17mobile banking app The scene provides a close-up view of a hand holding a black smartphone, actively scrolling through a mobile banking application. The phone screen displays an 'Online Bank' interface, showing a 'Balance' of '$7532.54' and various menu options like 'My Accounts', 'Transfers', 'Payments', and 'Activity'. The hand then navigates to the 'Activity' screen, showing a list of transactions with amounts like 'Transport Ticket', 'Grocery Store', 'Taxi Ride', 'Salary Income', 'Rent Payment', etc. The background is a warm, blurred bokeh of orange and yellow lights, creating a soft and inviting atmosphere, possibly representing a cozy indoor setting at night. The lighting is dim but highlights the phone screen clearly. A red text overlay at the bottom reads: 'STILL, THE IRS STRONGLY URGES YOU TO GET YOUR PAYMENT VIA DIRECT DEPOSIT... WHICH ARRIVES FASTER THAN A CHECK AND IS MORE SECURE.'
The scene displays the AARP logo prominently against a clean white background. The logo consists of the letters 'AARP' in a bold, stylized red font, with the 'R' being a registered trademark symbol. Below 'AARP', the phrase 'Real Possibilities' appears in a smaller, elegant red serif font. At the very bottom, a web address 'aarp.org/coronavirus' is displayed in a small, black sans-serif font. The overall design is minimalistic, focusing entirely on the brand identity and a call to action or information resource. The lighting is bright and even, giving a professional and trustworthy feel. The color palette is primarily red and white, which are core brand colors for AARP.